A broken household appliance cannot work for too long. If there is no money left in your financial budget, you will simply have to take out a loan. Do not worry about it, applying for a loan today is quite simple and you do not have to be ashamed of it at all. Indeed, you may not meet with your application or anyone, everything is handled online.
Online loans have been a hit in recent years. Thanks to them, almost everyone gets money, because they are usually provided without complicated screening of applicants. People also like the fact that they do not have to go anywhere with a prosek, they handle everything behind the screen from the comfort of their home.
Try to borrow interest-free
You may not know about it yet, but many non-bank lenders are willing to give you your first free loan. Although this is no exorbitant sums, but a few thousand for a new appliance will probably get interest-free. Usually, this benefit is only granted to new clients on the first loan. Nothing prevents you from taking out a loan each time with another company so that you are always a new client. Not that it would be good to borrow regularly, but that is another story.
Calculate carefully if you can repay
Interest-free and usually every short-term loan is provided for one month (more precisely 30 days). It is therefore designed as an immediate financial injection, which you pay immediately after the next payout. If you know you can’t do it, apply for a loan for a longer period of time. It is always cheaper than if you took a 30-day loan and then extended it. Because even if you speak in time and admit that you will not be able to repay the amount by the set deadline, you will pay the renewal fees. And they are not exactly small, just the non-bank lenders make money.
Do not borrow on uselessness
A broken washing machine or fridge is an expense for which it is worth borrowing. New shoes, holiday or birthday present sun. You should never borrow on uselessness. Sadly, we have to mention this, but many Czechs still do not understand this basic rule.